Pay later with Klarna
As simple as any other payment.
With an instant credit decision, you can complete a purchase easily.
What is Klarna?
Founded in 2005 in Stockholm, Sweden, Klarna started with the aim of making it easier for people to shop online.
Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million consumers across 130,000 merchants in 14 countries.
How do I use it?
Optibike offers Klarna Financing for amounts under $10,000 (Including coupons that bring the total under $10,000).
Klarna is instant with your results, and there’s no complicated loan application to deal with.
It just shows up as a payment option right in the checkout on our website, for a quick guide with some screenshots hit the button below!
Rates and Terms
For more specific rates and terms it will show you details in the checkout page.
Typically Klarna is a 36 month term at 12.99% APR.
If Klarna isn’t for you
First Mutual Finance
Fixed Rate Financing with Low Monthly Payments
- Easy to Apply: One page secure web form.
- Quick: Application takes less than 10 minutes.
- Fast Response: Receive a response in less than 15 minutes.
- No Down Payment
- No Application Fee
- Fixed Rate 12.99% APR
Merchant ID: 1523
* Loan Details: Payment calculated based on listed purchase price. Loan thru First Mutual Bank. Loan term is 36 or 60 months with zero down payment and 12.99% fixed interest rate. Must complete online application and qualify to obtain the loan. No prepayment penalty. Price does not include shipping or sales tax if applicable.
We don’t currently offer an option for leasing.