Pay later with Klarna
As simple as any other payment.
With an instant credit decision, you can get your Optibike without the hassle of a long credit application.
What is Klarna?
Founded in 2005 in Stockholm, Sweden, Klarna started with the aim of making it easier for people to shop online.
Klarna is now one of Europe's largest banks and is providing payment solutions for 60 million consumers across 130,000 merchants in 14 countries.
How do I use it?
Klarna shows up as a payment option right in the checkout on our website, just choose Klarna as the payment option.
Optibike offers Klarna Financing for amounts under $10,000 (Including coupons that bring the total under $10,000).
Klarna is instant with your results, and there's no complicated loan application to deal with.
To use Klarna, just add a product to your cart and choose Klarna at checkout.
Rates and Terms
For more specific rates and terms it will show you details in the checkout page. Klarna APR is variable depending on your application.
More options
If Klarna isn't for you
United Midwest Savings Bank
Fixed Rate Financing
- Easy to Apply: One page secure web form.
- Quick: Application takes less than 10 minutes.
- Fast Response: Receive a response in less than 15 minutes.
- No Down Payment
- No Application Fee
- Fixed Rate
No Hard Credit Pull to Pre-Qualify
* Loan Details: Payment calculated based on the listed purchase price. Loan thru United Midwest Savings Bank. Loan term is 36 or 60 months with zero down payment and a 12.99% fixed interest rate. Must complete the online application and qualify to obtain the loan. No prepayment penalty. Price does not include shipping or sales tax if applicable.
